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Commercial Insurance Agency

We are an insurance company created to help you when you need it most.

Our Insurance Options for Businesses

Alberto Insurance partners with trusted insurers specializing in commercial insurance to offer customized coverage tailored to specific business risks.

Explore the options below to discover how our commercial auto, business owner, and commercial property insurance policies protect your business’s assets.

Policy for Business Owners

A Business Owner's Policy (BOP) combines property insurance and general liability insurance to protect small and medium-sized businesses, such as retail stores and restaurants. It covers physical assets, such as buildings and equipment, as well as liability for bodily injury, property damage, and reputational damage.

Commercial Auto Insurance

Commercial auto insurance protects businesses that use vehicles for work-related activities, covering collisions, property damage, bodily injury, and much more. It is essential for companies involved in freight transport, the transport of oversized loads, or those that employ drivers, and offers additional protections such as workers’ compensation insurance.

Commercial Property Insurance

Commercial property insurance protects a business’s physical assets—such as buildings, equipment, and inventory—against risks such as fire, theft, and hurricanes. It covers structures, business property, and loss of income, with optional add-ons such as flood insurance and equipment breakdown coverage.

General Liability Insurance

General liability insurance (GLI) protects businesses against financial and legal liabilities arising from bodily injury, property damage, or personal injury caused by their business activities. It is essential for businesses such as retail stores, contractors, and medical practices, as it covers legal defense costs and product liability.

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